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Calculators / Resources

Mortgage calculators and guides for Sydney borrowers.

Use the calculators and guides to organise better questions about borrowing, repayments, refinancing, stamp duty, offset accounts and LMI. Results are general information only.

Tools and guides

Start with the question behind the number.

Each calculator is intended to help you organise a conversation about your circumstances. Read the assumptions behind a result and use it as a starting point, not an approval, quote or personal recommendation.

Borrowing Capacity Calculator

Organise the income, expenses and commitments behind an indicative estimate.

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Repayment (P&I or Interest Only) Calculator

Compare principal and interest with interest-only repayment scenarios.

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Repayment with Offset Account Calculator

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Stamp Duty Calculator

Estimate stamp duty, buyer concessions and purchase costs by state or territory.

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Refinance Comparison Calculator

Compare your current loan with a new rate, including fees and switching costs.

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LMI Calculator

A place to explore lender's mortgage insurance considerations.

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Guides for real questions

Good information leaves room for your circumstances.

These guides answer common questions people ask before a mortgage conversation, without presenting general information as personal advice.

Refinancing guide

Review the loan you have now.

What to review when the loan you have meets the life you have now.

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First-home guide

Prepare for your first purchase.

Borrowing capacity, pre-approval and the home loan journey in plain language.

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Upgrading guide

Sell your current home and buy your next one.

Explore sale proceeds, borrowing questions, costs and timing.

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FAQ library

Bring better questions to a broker.

A practical starting point for a conversation about your next move.

Browse the FAQs

Use the information well

A calculator can start a question. It cannot answer for you.

The calculators on this site are general information only. Talk directly with Will so your personal goals, objectives, financial situation and needs can be considered.

Talk to Will