We recently used Will Willmot for our home purchase in Qld and he made the process so easy and simple, finding us the best mortgage for our needs and working with some hard conditions imposed on us with myself being self employed and with a tight settlement deadline. Highly recommend
Mortgage clarity for the next chapter in Sydney
Ignite Mortgages helps Sydney homeowners understand refinancing, upgrading and first-home loan options, prepare better questions and navigate the lending process with more context.
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Mortgage broker Sydney
What can a mortgage broker help you understand?
Clear guidance for your next property move.
See whether your current home loan is still working for you.
Reviewing a home loan can be useful when your circumstances, goals or the loan itself have changed. Ignite Mortgages can help you explore the refinancing conversation clearly.
Explore refinancing
Buying your first home does not need to feel overwhelming.
There are enough moving parts when buying your first home. Let Ignite Mortgages help with the lending and pre-approval questions, so you can focus on finding your dream home.
First home buyer guide
Outgrown your current home or looking for your dream home?
Explore the questions around selling, buying and timing the move.
Explore upgrading
Meet Will
Mortgage broking, made more human.
I’m Will Willmot, a Maroubra local and the broker behind Ignite Mortgages. Before broking, I spent 20 years in corporate sales and built a property portfolio of my own, so I’ve sat on your side of the table with the banks.
My approach is simple. I focus on uncovering what you’re trying to achieve, explain your options in plain English, and look a few steps ahead so your loan suits where you’re going, not just where you are today.
Meet WillClient reviews & case studies
Clearer structure.
A more confident next move.
From a better loan structure to a first investment property, explore the work behind the outcomes — and hear from clients who have worked with Will.
Talk through your situation5.0 average2 reviews shown
Working with Will was an outstanding experience from start to finish. He made the entire mortgage process simple, stress-free, and easy to understand. His knowledge of the lending market was exceptional, and he took the time to explain all the available options, ensuring I felt confident in making the right decision.
Will was professional, responsive, and proactive throughout the process. He kept me informed at every stage, answered all my questions promptly, and went above and beyond to secure a great outcome. His attention to detail and commitment to customer service really set him apart.
I genuinely felt that Will had my best interests in mind and was focused on finding the most suitable solution for my circumstances. Thanks to his expertise and support, the loan process was smooth and efficient.
I would highly recommend Will to anyone looking for a trustworthy, knowledgeable, and dedicated mortgage broker. Thank you for your exceptional service!
0.27%
lower rate
Property investor
Two weeks to solve a $1.1 million cashflow problem
A fresh five-year interest-only term, with an option to extend for a further five years, at a rate 0.27% below the previous loan.
Read the full case study
The situation
An interest-only period was ending on a $1.1 million investment loan, with no extension offered. The move to principal and interest was going to put real pressure on cashflow, and there were two weeks to find a solution.
What we did
The split facility was consolidated into one loan, then matched with a lender whose current policy supported interest-only investment lending at that size. Pricing was negotiated as part of the new facility.
~$7,000
a year back
Investor
Nothing was wrong. That’s exactly why nobody had looked.
Circa $7,000 a year returned to the client, a structure their accountant could read, and additional equity ready to deploy without starting another finance application.
Read the full case study
The situation
A strong position had gradually become an untidy one: several equity releases used for share purchases had created multiple loan accounts, statements and facilities that had never been reviewed together.
What we did
The full structure was mapped first, then taken to the existing lender. When that did not improve the position, the facilities were taken to market and consolidated around a sharper interest-only investment-lending rate. Further equity was released into an offset account for a future opportunity.
1
first investment property
Owner-occupier turned investor
He found the property mid-refinance. We didn’t start over.
The first investment property was purchased without restarting the refinance, while the remaining equity stayed positioned for a future purchase strategy.
Read the full case study
The situation
After years of paying down the family home, the client wanted to put the available equity to work in property. The plan was still being refined when the right first investment property appeared mid-refinance.
What we did
The home was refinanced to a major lender with additional equity held in an offset account. When the property appeared, the documentation was adjusted to add a separate loan for the full purchase price and associated costs, leaving the original equity release untouched.
Case studies are anonymised examples of individual circumstances. Reviews are quoted with the reviewers’ names as provided. General information only; lender policy, costs and outcomes vary.
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